Money in the New Age perspective, is as spiritual as anything else. It is a symbol of exchange of energy. New Age thinking also applies the Law of Attraction to money.
You can never create prosperity by talking or thinking about your lack of money. Emphasizing lack creates more lack. A poverty frame of mind brings more poverty.
Being thankful for what you already do have brings more abundance. This is because the Universe can only be a match to the vibrations you put out there about what you believe about yourself and your life.
It takes a change in consciousness, to bring the abundance of the Universe into your experience. This means you need to acquire money honestly. This is a law of Karma. . Whatever you do comes back to you. Being dishonest is coming from scarcity consciousness because you do not trust that you deserve money so you have to get it on the sly.
To sum it up: Your beliefs about money determine the flow of money in your life.