Morality:
1. principles concerning the distinction between right and wrong or good and bad behavior.
2. the extent to which an action is right or wrong.
Scam:
1. a dishonest scheme; a fraud.
2. swindle
Ultimately, when they come to their life’s end, the see that their immorality has brought them some amazingly bad karma and they have not gotten ahead at all.
If you define morality as relating to love and matters of reproduction, it can be a scam. When religions preach love and then persecute people of different love orientations, that is hypocrisy and a fraud. If religions preach love and then think it is OK to slaughter people who don’t go along with their belief systems, the are indeed fraudulent.